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The Momma Saves

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Everything changes when you have your own family. When I was still single, I don’t care about household expenses and savings. But when I started my own family, everything changed. All of a sudden, I care about money, budget and savings. I may be a new mom (and a new housewife too) but I definitely learned a lot in my almost three years of married life.Here are some of the money-saving tips I learned and discovered which you might find useful.On shopping – 1) Always make a list – and stick to it! There is…

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So what’s your money strategy?

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When I was still single, I don’t care about money. I spend most of my salary shopping and eating out with friends. In fact, I don’t have that much savings. When I started to have my own family, everything else is different. All of a sudden, it’s all about the expenses at home AND kids and their future. I started to care more about money and started to look for ways to earn even while at home. Even my husband is all about save, save and save.I recently came across this article about the different money…

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Keeping it Simple

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When my husband and I started living together, we don’t really care about expenses, budgeting or even saving. In fact, our grocery bill can be as much as P8,000, buying items we don’t really need. We even go out every week for our “date night,” watching movies and eating out. After quite some time, we both realized the mistakes we did and decided to keep it simple. We don’t really starve ourselves and deprive us with the good things in life. We simply cut down unnecessary expenses to increase our savings.So how did we do…

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