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Money Tips

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Once upon a time, I was swimming in credit card debt. I was lucky enough that my dad and husband paid off my debts to give me a clean slate. Since then, I learned my lesson. After all, it’s not everyday that my parents and husband will save me for my wrong attitude towards money. Don’t get me wrong. I still use credit card, especially on emergency situations. There are also instances when I don’t like bringing cold cash with me, so I use credit card in paying for my purchases. Still, there are rules I…

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in The Momma Life, The Momma Saves, The Momma Writes

Save More On Your Grocery Bill With These 8 Supermarket Tips

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I find supermarket trips therapeutic. I get to spend alone time plus I enjoy discovering new products sold in the market. Unfortunately, grocery trips could mean “gastos” and if I’m not too careful, my grocery bill might balloon up. There was a time the husband and I spent more than P10,000 in our weekly grocery – and we only had one kid that time! When we were just starting, we also go to S&R to buy food for the weekend even if we went to Landmark already the day before.Thankfully, we learned and we are now…

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in The Momma Saves

Money Tips We Learned From Our Moms that We Should Teach to Our Kids

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For me, there is no such thing as “too early” when it comes to money and saving. When I was about six to seven years old, I remember using my mom’s old jewelry box to save coins and loose changes given by my dad. I would constantly count how much money I have and get excited with the idea of “hundred” in my computation. When I was nine, my mom also opened a Junior Savings Account for me and my sisters for “future use.” Every month, we deposit money in those accounts and I get ecstatic seeing the…

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in The Momma Life, The Momma Saves

Momma Tips: How to Financially Prepare for Your Child’s Education

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My mom always tells me that education is the best gift she and my dad could give to me and my siblings. They worked hard to send us in the best schools and made sure that we will get the best and quality education. After all and based on my experience, where you graduated does matter. Now that I’m a mom, I hope to give the same to my girls. Let’s face it. Education in the Philippines doesn’t come cheap. Tuition fee for preschool could go up to 100K and studying in the best universities in…

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in The Momma Saves

Money Tips I Learned from my Husband

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During our dating days, then-boyfriend-now-husband and I love to eat out and care less about how much we spend in one night. When we started living together, we’re not the most frugal couple and spend thousands in the grocery buying anything we think tastes good.Thanks to an apparition, a reality check or a sudden realization, my husband and I decided it’s time to take our finances seriously for our kids’ sake (though we only have one kid at that time).Budgeting and saving money didn’t come easy, especially after what we are used…

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in The Momma Saves

Money Tips: How to Still Save while Travelling

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I have to admit – travelling and saving don’t belong in the same arena. You’re out on a vacation. Why worry about money when you can just figure it out as soon as you get home, right?Well, that’s not how it’s supposed to be.When I was still younger, I never really paid attention on the expenses or even how much the hotel room costs per night. I’m with my parents so all I care about is how to enjoy my stay. Now that I have my own family and visiting new places has been…

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