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Money matters

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I made a lot of confessions on this blog and here’s another one: I used to swim in credit card debt years ago. It wasn’t that big since I paid for at least more than minimum every month before the due date. Still, whatever angle you look at, it is still DEBT. Thankfully, for my first credit card, my dad paid for the remaining balance while the second one was paid off by my husband. I didn’t have any source of income at that time so they decided to help me pay off my dues…

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in The Momma Saves

Money Tips: How to Still Save while Travelling

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I have to admit – travelling and saving don’t belong in the same arena. You’re out on a vacation. Why worry about money when you can just figure it out as soon as you get home, right?Well, that’s not how it’s supposed to be.When I was still younger, I never really paid attention on the expenses or even how much the hotel room costs per night. I’m with my parents so all I care about is how to enjoy my stay. Now that I have my own family and visiting new places has been…

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in The Momma Saves

“Look Ma, No Debt!” – Top 9 Tips on How to Live a Debt-Free Life

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After college, I worked in the Corporate Banking Division of one of the biggest banks in the country. So yeah, I know a lot about loans, interests, mortgage, and even foreclosure of properties. I know how banks work and how they make money using your money. I have seen how some of our clients fight for their properties and I even have clients begging for a loan extension – just because they can’t pay this month’s interest alone! A lot of them are also asking for reversal of penalty charges since we’re talking about 36% per day, depending…

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